QuickUtilityHub

Salary Breakup Calculator

Enter your annual CTC and get a complete salary breakup โ€” Basic, HRA, Special Allowance, PF deduction, Professional Tax, and income tax under both old and new regime. See exactly what hits your bank account every month.

Enter your values here

Annual CTC (โ‚น)

Basic salary (% of CTC)

50%

HRA (% of basic)

40%

Professional tax (โ‚น / month)

Tax regime for in-hand

Standard deduction applied: โ‚น75,000 / year (FY 2025-26 model).

Estimated monthly in-hand salary

โ‚น69,537

Detailed breakup

MONTHLYANNUAL
Earnings
Basic Salaryโ‚น41,667โ‚น5.00 L
HRAโ‚น16,667โ‚น2.00 L
Special Allowanceโ‚น20,000โ‚น2.40 L
Gross Salaryโ‚น78,333โ‚น9.40 L
Deductions
Employee PF (12%)โ‚น5,000โ‚น60,000
Professional Taxโ‚น200โ‚น2,400
Income Tax (TDS)โ‚น3,597โ‚น43,160
Total Deductionsโ‚น8,797โ‚น1.06 L
NET IN-HAND SALARYโ‚น69,537โ‚น8.34 L

Employer PF of โ‚น5,000/month is part of your CTC but not your take-home.

Related tools

More utilities you might find useful.