Income Tax Calculator
Enter your annual income, deductions (80C, 80D, HRA), and see your exact tax liability under both the old and new tax regime side by side. Includes surcharge, cess, and standard deduction. Helps you decide which regime saves you more tax.
Tax regime comparison (FY 2025-26 model)
Annual gross salary (โน)
Other income (โน)
Deductions (old regime only)
Standard deduction auto-applied: old โน50,000, new โน75,000.
80C (max โน1,50,000)
80D (max โน25,000)
HRA exemption (โน) โ use HRA calculator
Home loan interest โ Section 24 (max โน2,00,000)
Other deductions (โน)
Old regime
Pay โน22,100 less than the other regimeTaxable income
Income tax (before surcharge)
Surcharge
Health & education cess
Total tax
Effective rate
New regime
Taxable income
Income tax (before surcharge)
Surcharge
Health & education cess
Total tax
Effective rate
Slab-wise allocation (pre-rebate illustration) โ view for:
| Slab | Income in slab | Rate | Tax |
|---|---|---|---|
| Up to โน3,00,000 | โน3.00 L | 0% | โน0 |
| โน3,00,001 โ โน6,00,000 | โน3.00 L | 5% | โน15,000 |
| โน6,00,001 โ โน9,00,000 | โน3.00 L | 10% | โน30,000 |
| โน9,00,001 โ โน12,00,000 | โน25,000 | 15% | โน3,750 |
Rebate u/s 87A and cess are applied after this slab subtotal in the summary cards. Figures are indicative; consult a CA for your return.
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