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HRA Exemption Calculator

HRA exemption is the minimum of three values โ€” this calculator computes all three automatically and tells you exactly how much HRA is tax-exempt and how much is taxable. Works for both metro and non-metro cities as per Indian tax rules.

Enter your values here

Basic salary per month (โ‚น)

HRA received per month (โ‚น)

Rent paid per month (โ‚น)

Tax-exempt HRA (monthly)

โ‚น15,000

Taxable HRA (monthly)

โ‚น0

Illustrative annual tax saving (30% bracket)

โ‚น54,000
Exempt HRA ร— 12 ร— 30% โ€” rough estimate only.

Three rules (minimum wins)

Rule 1 โ€” Actual HRA receivedโ‚น15,000 โ† Minimum (exempt)
Rule 2 โ€” 50% of basic (metro)โ‚น15,000 โ† Minimum (exempt)
Rule 3 โ€” Rent paid โˆ’ 10% of basicโ‚น15,000 โ† Minimum (exempt)

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